SECTION I
MORTGAGE FUNDAMENTALS
CHAPTER 1
INTRODUCTION TO MORTGAGES
CHAPTER 2
HOW TO KNOW HOW MUCH HOME TO BUY
Why do lenders use monthly tax and insurance payments in debt ratios? |
|
Why is escrow a requirement for loans with less than 20 percent down? |
|
CHAPTER 3
GETTING YOUR FINANCES TOGETHER
CHAPTER 4
DOWN PAYMENTS AND HOW THEY IMPACT YOUR MORTGAGE
How do I know if I qualify for a down payment assistance program? |
|
How do I buy a house if I need to sell my house for my down payment? |
|
CHAPTER 5
GETTING YOUR CREDIT TOGETHER
CHAPTER 6
CREDIT SCORES: WHAT THEY ARE, HOW THEY WORK, AND HOW TO IMPROVE THEM
CHAPTER 7
FINDING YOUR HOME LOAN
CHAPTER 8
LOANS FOR GOOD TO GREAT CREDIT
CHAPTER 9
REFINANCING AND HOME EQUITY LOANS
CHAPTER 10
CONSTRUCTION AND HOME IMPROVEMENT LOANS
SECTION III
THE RIGHT LENDER AND RATE
CHAPTER 11
FINDING THE BEST LENDER
CHAPTER 12
FINDING THE BEST LOAN OFFICER
How do I know if the loan officers my real estate agent suggests are any good? |
|
CHAPTER 13
FINDING THE BEST INTEREST RATE
CHAPTER 14
CLOSING COSTS AND HOW TO SAVE ON THEM
On which closing costs can I save and which ones can I forget about? |
|
CHAPTER 15
USING THE INTERNET THE RIGHT WAY
APPENDIX
MONTHLY PAYMENT SCHEDULES
FREE SAMPLE FROM THE REAL ESTATE INVESTOR’S POCKET CALCULATOR BY MICHAEL THOMSETT