This book has covered a lot of ground, and now is the time to talk about implementation. It would be remiss of me if I didn't spend some time talking about the role of a financial planner and why people use them. Many people think that financial planning is only for the wealthy. That's not actually the case, and I hope you have seen the truth of this as you've worked your way through this book. Financial planning advice offers lots of value to people from all walks of life.

If you've never used a financial planner before, you might not know what to expect — so here, I take the mystery out of the process. I also outline what you can expect to see in a typical financial plan.

So, how will you put your financial plan into action? Read on to find out!