A

• ABCs see asset-based cryptocurrencies
• advanced technology
• advice/advisors
  • digital vs personal advice
  • empowerment of women
  • financial advisors
  • hybrid model
  • investment advice
  • see also robo-advice/advisors
• advisory services
• agents
• AI see artificial intelligence
• algorithms
• Alibaba
• Alpha Modus
• alternative lending
  • achieving scale
  • interdependence
  • market share
  • PRVM
  • success factors
  • TVFO
• AML see anti-money laundering
• analytics
• Ant Financial
• anti-money laundering (AML)
• APAC see Asian-Pacific region
• application programming interfaces (APIs)
  • digital revolution
  • digital wealth management
  • personal digital advice
  • roboblock networks
  • technical interoperability
• applications
  • blockchain
  • building
  • financial literacy
  • personal finance
• arbitrage
• architecture
  • business
  • digital
• artificial intelligence (AI)
  • alternative strategies
  • big data
  • building applications
  • deep learning
  • email welcome to ‘Dan’
  • emerging technology
  • financial singularity
  • future of finance
  • how it delivers
  • industry drivers
  • investment vehicles
  • market complexity
  • millennials
  • outperforming humans
  • partial vs total investing
  • personal finance
  • products
  • risks of using
  • role of
  • smart-beta ETFs
  • super explosion
  • talking with robots
  • uses
  • what it does
  • what it is
  • see also robo-advice/advisors
• Asian-Pacific (APAC) region
• Asimov’s Laws
• asset-based cryptocurrencies (ABCs)
• asset creation
• asset investment, passive
• asset management
  • blockchain
  • challenges
  • digital
  • future aspects
  • innovation
  • new business models
  • opportunities
  • potential disruptors
• asset managers
• asset owners
• asset supporters, ABCs
• augmented investment
• autocracy
• automation
  • advice
  • banks/banking
  • execution
  • personal digital advice
  • real-time adjustments
  • RPI
• autonomous execution
• awareness

B

• baby boomers
• backtesting
• Baidu, Alibaba and Tencent (BAT)
• banks/banking
  • AI
  • big data
  • building new frameworks
  • business model
  • China
  • complex markets
  • digital asset management
  • digital wealth management
  • external ecosystems
  • FinTechs
  • frameworks under attack
  • hybrid transformation options
  • innovation
  • intrapreneurship
  • keeping “time-to-market” short
  • more for less money
  • new strategic tools
  • PBWM
  • personal digital advice
  • platforms
  • prospering in digital world
  • regulation
  • technical interoperability
  • unbanked populations
• BAT see Baidu, Alibaba and Tencent
• behavioural analysis
• behaviour of client
• “best of breed” algorithm providers
• BFGEI see Bloomberg Financial Services Gender-Equality Index
• big data
• blockchain
  • applications
  • asset creation
  • asset management
  • as a “backbone”
  • definition
  • disruption
  • ecosystem
  • emerging technology
  • FinTechs
  • fund subscription model
  • ICOs
  • innovation
  • investment
  • issuance
  • market challenges
  • market opportunities
  • monetization
  • securities
  • wealth creation
• block explorer
• Bloomberg
• Bloomberg Financial Services Gender-Equality Index (BFGEI)
• BNP Paribas Fund Link
• brands
• Brazil
• building applications
  • enabled “bricks”
  • opportunities
  • putting “bricks” together
• business architecture, PSD2
• business models
  • asset management
  • banks/banking
  • digital
  • “high tech/high touch”
  • WMC
• buy side

C

• CACs see customer acquisition costs
• capabilities
• capital markets
• Carney, Mark
• centricity of client/customer
• Chile
• China
  • BAT and new markets
  • data causing differentiation
  • financial services
  • FinTechs
  • future aspects
  • large tech firms
  • mass affluent customers
  • reasons for company success
  • tech companies
• clients
  • augmented investment
  • behaviours
  • centricity
  • confidentiality
  • customization
  • data
  • digital wealth management
  • experience
  • higher wealth clients
  • investment
  • networked
  • personalized services
  • preferences
  • segmentation
  • services/maintenance
  • tailored solutions
  • see also customers; onboarding
• cloud solutions
• cognitive decision-making
• collaboration
• collaborative filtering
• communication
  • AI
  • data-driven investment
  • omni-channel
• community-building
• companies
  • new economy
  • see also firms
• competitive arenas
• competitive edge
• competitive environments
• competitive markets
• competitive pricing
• complexity
  • digital business models
  • financial markets
  • wealth management
• compliance
  • digital architecture
  • millennial-mindedness
  • presentation technology
  • robo-advice/advisors
• computing/computers
  • fiduciary robo-selection
  • history of computing
  • quantum computing
• confidentiality
• connectivity
• content, presentation of
• Contineo
• cooperation
• core focus of firm
• corporate income generation
• corporate innovation accelerators
• corporate leverage
• cost efficiency
• costs
• credibility
• Cremer, Johannes
• crises, financial
• crowdfunding
• cryptocurrencies
  • asset-based
  • blockchain
  • definition
  • PBWM
• Csikszentmihalyi, Mihaly
• cultural considerations
• currencies
• customer acquisition costs (CACs)
• customer churn
• customers
  • aligning interests
  • centricity
  • cyber resilience
  • digital architecture
  • expectations
  • experience
  • life cycles
  • mass affluent
  • profiles
  • segmentation
  • see also clients
• customization
• cyber resilience
  • customer at centre
  • customer experience
  • cyber security
  • learning from technology firms
  • strategy adoption
  • targeting investments
• cyber security

D

• ‘Dan’ the robot
• data
  • AI and alternative data
  • API data transfers
  • augmented investment
  • big data
  • clients
  • differentiation
  • digital wealth management
  • ESG
  • flexible visualization
  • holistic integration
  • industry drivers
  • investment
• data-driven investment
  • communications
  • decision-making
  • research
  • risk reduction
  • technology
• data-driven strategies
• data munging
• debt culture
• decision-making
• deep learning
• DeepMind AlphaGo (Go) program
• democratization
• demographics
• demonetization
• detached start-up model
• Dianrong
• differentiable neural computers (DNCs)
• digital advice/advisors
• digital architecture
• digital asset management
• digital business models
  • aligning perspectives
  • the big picture
  • complexity
  • framework diagram
  • low cost/high value
  • no perfect blueprint
  • omni-channel communications
  • profitability
  • robo-advisors
  • transformation processes
• digital data
• digital deniers
• digital issuance
• digitization
  • architecture
  • essential
  • four pillars
  • investor benefits
  • knowledge
  • moneymeets.com
  • PBWM
  • personal digital advice
  • Robo-Advisor X. 0
• digital money viability
• digital platform economy
• digital revolution
• digital utility
• digital wealth management
  • advisory challenges
  • client preferences
  • digitizing
  • drivers
  • higher wealth clients
  • as market standard
  • operations
  • projections
  • rapid progress
  • technological affinity
  • two pillars
  • wealthy clients
• digitals (clients)
• disintermediation
• disruption
  • asset management
  • digitization
  • digital wealth management
  • FinTechs 11-15,
  • PBWM
  • wealth management
• distributed ledger technology (DLT)
• DIY see do it yourself
• DLT see distributed ledger technology
• DNCs see differentiable neural computers
• do it yourself (DIY)
• Dumiao

E

• ecosystems
  • banks/banking
  • blockchain
  • gender
  • interdependence within
• education
• EIR see entrepreneur-in-residence
• Electronifie
• email
• embedded start-up model
• emerging markets
• emerging technology
• empowerment of asset owners
• empowerment of women
  • action through innovation
  • financial literacy
  • importance of
  • why it matters
  • women-specific needs
• engagement
• enterprise innovation
• entrepreneurial culture
• entrepreneur-in-residence (EIR)
• environmental, social and governance (ESG) data
• equities
• ESG see environmental, social and governance data
• ETFs see exchange-traded funds
• Europe
• exchange-traded funds (ETFs)
  • AI-driven rotation strategies
  • AI smart-beta products
  • banks/banking
  • digital wealth management
  • robo-advisors
• execution
  • automated
  • autonomous
  • innovation
  • robo-advice/advisors
• expectations of customers
• expense management apps
• experiences of clients/customers
• external resource management

F

• fact-based algorithms
• failure of market
• family firms
• FDI see foreign direct investment
• feedforward neural networks
• fiduciary robo-selection
• financial advice/advisors
  • see also advice/advisors
• financial algorithms
• financial crises
• financial education
• financial empowerment of women
• financial events horizon
• financial forecasting
• financial institutions (FIs)
• financial literacy
• financial management
• financial markets
• financial performance
• financial products
• financial propositions
• financial services
• financial singularity
• financial stability
• financial wellness
• FinTechs
  • account administration
  • building applications
  • buy/sell sides
  • challenges
  • China
  • collision of generations
  • current focus
  • customer profiles
  • digitization
  • digital wealth management
  • disintermediation
  • disruption
  • financial crises
  • financial stability
  • gamification
  • information overload
  • Latin America
  • millennials
  • partnering
  • Scalable Capital
  • security
  • survival tests
  • Turkey
  • ultimate promise of
  • value chains
  • VC investment
  • wealth managers
• firms
  • cyber resilience
  • design for the future
  • trust arbitrage
  • see also companies
• FIs see financial institutions
• flexible data visualization
• “flow” concept
• forecasting
• foreign direct investment (FDI)
• founder stories
• free organization
• funding, TVFO
• Fund Link, BNP Paribas
• fund selectors
• fund subscription model
• fund supermarket

G

• “Galactic Academy” welcome speech
• gamification
• gender equality
  • case for
  • ESG data
  • financial performance
  • gender data
  • gender ecosystem
  • setting new standards
  • way forward
• generation collisions
• generation matchmaking
• generation-Xers (gen-Xers)
  • augmented investment
  • digitization
  • millennial-mindedness
  • robo-advice/advisors
• genetic algorithms
• Germany
• global networks
• global overview
• globally-connected wealth management
• Go program
• Goldman Sachs
• governance data, ESG
• Groupon

H

• hedge funds
• HFT see high frequency trading
• high-frequency trading (HFT)
• high-net-worth individuals (HNWIs)
  • China
  • cyber resilience
  • digitization
  • FinTechs
  • personalization
  • Turkey
  • WealthTechs
• “high tech/high touch” models
• high-touch advisors
• higher wealth clients
• HNWIs see high-net-worth individuals
• holistic data integration
• Hongdian Fund
• HR see human resource departments
• human advice
  • see also financial advisors
• human capital risk
• human resource (HR) departments
• hybrid advice model
  • benefits
  • choice
  • digital asset management
  • digital wealth management
  • flexibility
  • future aspects
  • optionality
  • scale efficiencies
• hybrid clients
• hybrid transformations
• hyper-personalization

I

• ICOs see initial coin offerings
• ideas, promotion of
• identity
• IKEA
  • basic element approach
  • credibility
  • do it yourself
  • education
  • pricing
  • quality
  • risk
  • sustainability
  • trust
• income
• industrial revolutions
• industry drivers
  • AI
  • coming shifts
  • current market
  • digital data
  • effects of 2008 crisis
  • future aspects
  • innovation
  • opportunities
• information overload
• information technology (IT)
• informed consent
• infrastructure
• initial coin offerings (ICOs)
• innovation
  • asset management
  • banks/banking
  • blockchain
  • corporate accelerators
  • corporate leverage
  • empowerment of women
  • enterprise
  • FinTechs
  • implementation insights
  • importance of execution
  • industry drivers
  • platforms
  • promoting ideas
  • using/generating buzz
• insights
• instant messaging
• interdependence
• interest rates
• internet
• Internet of Things (IoT)
• intrapreneurship
• investment
  • advice
  • AI-powered vehicles
  • augmented
  • blockchain
  • decision-making
  • emerging markets
  • management
  • managers
  • partial vs total AI
  • suitability
  • targeting
  • technology
• investors
• IoT see Internet of Things
• issuance
  • blockchain
  • conventional procedure
  • digital
  • securities
• IT see information technology

J

• Japan
  • demography
  • digital issuance
  • financial markets
  • peer-to-peer marketplaces
  • real estate
  • REITs
  • securitized products
  • WealthTech solutions
• jurisdiction issues

K

• key performance indicators (KPIs)
• know your client/customer (KYC)
• knowledge digitization
• knowledge graphs
• KPIs see key performance indicators
• Kurzweil, Raymond
• KYC see know your client/customer

L

• language and speech AI
• Latin America
• Laws of Robotics
• ledgers
• legacy mindsets
• lending
• life cycles of customers
• liquidity
• literacy see financial literacy
• LNWIs see low-net-worth individuals
• long-term risk-adjusted returns
• low-net-worth individuals (LNWIs)

M

• machine learning (ML)
  • cognitive decision-making
  • financial forecasting
  • robo-advice/advisors
• management teams, PRVM
• marketing
• marketplace lending
• marketplace of wealth management
• markets
  • activities
  • capital
  • challenges
  • China
  • competitive markets
  • current
  • data
  • emerging markets
  • explaining markets
  • failure
  • financial
  • Germany
  • opportunities
  • positioning
  • ruled by AIs
  • share
  • standard
  • structure
• mass affluent customers
• mature sectors
• MeDirect bank
  • as a challenger bank
  • client centricity
  • fund supermarket
  • good products/service
  • growth
  • partial rebundling
  • pivoting
  • testing
• Melon software
• memory
• Mexico
• micro-investing apps
• microservices
• millennials
  • digital revolution
  • digitization
  • FinTechs
  • gamification
  • investment managers
  • “living the story”
  • millennial-mindedness
  • new technology
  • reliance on brands
  • robo-advice/advisors
  • wealth transfer
• minimum viable products
• mismatched investments
• ML see machine learning
• mobile banking
• mobile devices see smartphones
• mobility
• modern portfolio theory (MPT)
• modularity, IKEA
• monetization
• money management
• moneymeets.com
  • banker founders
  • digitization
  • finding good investors
  • German market
  • regulation
  • scaling a successful team
  • wealth management
• motivation
• MPT see modern portfolio theory
• multi-manager roboblock networks
• mutual funds

N

• networked clients
• networks
  • ABCs
  • global
  • network effects
  • neural
  • roboblock
• new economy companies
• new technology
• new wealth builders (NWBs)
• NWBs see new wealth builders

O

• obsolescence
• older generation
• omni-channel communications
• onboarding
  • AI
  • client
  • digital architecture
  • digital revolution
  • processes
• online advice
  • see also robo-advice/advisors
• online banking
• open API approaches
• open-architecture digital warehousing
• open roboblock networks
• openness
• operations
• optimization
• overlapping start-up model

P

• partial rebundling
• partnering
• partnerships, regulations, venture capital providers and management teams (PRVM)
• passive asset investment
• Payment Services Directive (Second) (PSD2)
• PBWM see private banking and wealth management
• peer-to-peer
  • marketplaces
  • roboblock networks
• pension systems
• performance
• personal digital advice
• personal finance
  • AI
  • management apps
  • money management
  • moneymeets.com
  • wellness apps
• personal income generation
• personalization
  • digitization
  • four pillars of digitization
  • hyper-personalization
  • state of industry
  • truly personal service
• personalized experiences
• personalized services
  • bespoke value propositions
  • current disconnect
  • driving growth
  • engagement and awareness
  • impressing clients
  • new approaches
  • relating to clients
  • retaining clients
  • targeted prospecting
  • truly personal service
  • what is still to be done
• personal relationships
• Pink, Daniel H.
• Pintec
• platforms
  • ABCs
  • alternative lending
  • banks/banking
  • culture
  • digital platform economy
  • PSD2
  • ratings
  • roadmap
  • rules of engagement
  • security
  • strategy
  • wealth management
• portfolios
  • construction
  • management
  • MPT
  • optimization
  • risk
• post-investment tools
• predictions
• predictive signal screener
• preferences of clients
• presentation technology
• pricing
• Principal
• privacy
• private banking
• private banking and wealth management (PBWM)
  • digitization
  • disruption
  • “high tech/high touch” business models
  • regulation
  • relevant technologies
  • strategic choices
  • tailored solutions
  • traditions under siege
• privatized pension systems
• products
  • AI-powered
  • financial
  • knowledge of
  • MeDirect bank
  • minimum viable
  • securitized
  • simplified
• profiling customers
  • see also risk profiling
• profitability
• PRVM see partnerships, regulations, venture capital providers and management teams
• PSD2 see Second Payment Services Directive

Q

• quality
• quant funds
• quantum computing

R

• rating platforms
• real-estate investment trusts (REITs)
• real-estate securitized products
• real-time automated adjustments
• rebundling
• reconciliation
• redemption logistics
• RegTech
  • AI
  • building applications
  • strictness of
• regulation
  • ABCs
  • banks/banking
  • buy/sell sides
  • compliance
  • digital architecture
  • digitization
  • digital wealth management
  • FinTechs
  • investment suitability
  • moneymeets.com
  • PBWM
  • personal digital advice
  • personal finances
  • presentation technology
  • PRVM
  • regulation risk
  • tax
• regulatory sandbox
• reinforcement learning
• REITs see real-estate investment trusts
• relationship managers
• relationships, personal
• reporting
• research
• resilience, cyber
• resource management
• response times
• results, achieving
• retail asset management
• retail banking
• retirees
• Reuter, Paul Julius
• risk
  • consistent language of
  • explanations of
  • human capital
  • IKEA
  • preferences
  • regulation
  • security
  • using AI
• risk management
• risk profiling
  • see also profiling customers
• risk reduction
• risk tolerance
• Robinhood
• robo-advice/advisors
  • AI outperforming humans
  • baby boomers
  • banks/banking
  • building applications
  • compliance
  • costs and value
  • demographics
  • digital asset management
  • digitization
  • digital wealth management
  • early adopters
  • emerging technology
  • FinTechs
  • first German robo-advisor
  • going “all-finance”
  • millennials
  • need for consistency
  • personal digital advice
  • Robo-Advisor X.0
  • specialized
  • suitable investments
  • talking with robots
  • third generation
  • WealthTechs
  • see also advice/advisors; artificial intelligence; online advice; personal digital advice
• Robo-Advisor X.0
  • as executive officer
  • mathematical programming
  • optimization
• roboblock networks
  • APIs
  • definition
  • distribution models
  • multi-manager
  • open
  • other models
  • peer-to-peer
  • setting up
• robo-savers
• robo-selection
• robotic process automation (RPA)
• Robotics, Laws of
• rotation strategies
• RPA see robotic process automation

S

• safety
• scalable advisors
• Scalable Capital
• Second Payment Services Directive (PSD2)
• securities
  • blockchain
  • current situation
  • future aspects
  • investment
  • issuance
  • jurisdiction issues
  • smart securities
  • sovereignty issues
• securitized products
• security
  • ABCs
  • cyber security
  • human capital risk
  • platforms
  • regulation risk
  • technology concern
• segmentation of clients/customers
• self-sovereign identity
• sell side
• service/services
  • AI
  • automation of
  • clients
  • demographics
  • MeDirect bank
  • personalized
• SharingAlpha
  • financial advisors
  • fund selectors
  • rating platforms
• simplified products
• singularity, definition
• smart-beta products
• smartphones
• smart programs
• smart securities
• social change
• social data, ESG
• social investing
• social media
• social selling
• sovereignty issues
• speech and language AI
• stability
• start-ups
• Stephens, Peter
• success stories
• suitable investments
  • five proofs
  • robo-advisors
• supervised machine learning
• sustainability

T

• tax regulation
• teams, management
• technical inoperability
• technology
  • advanced
  • brief history
  • data-driven investment
  • emerging
  • firms
  • new
  • presentation
  • trending
  • see also FinTechs; WealthTech
• Tencent
• “time-to-market”
• token exchanges
• touch points
• traditional wealth managers
• transparency
  • banks/banking
  • fiduciary robo-selection
  • industry disruption
  • internet
• trends
• Trumid
• trust
  • arbitrage
  • blockchain applications
  • digital wealth management
  • empowerment of women
  • IKEA
  • integrity of advice
  • Latin America
  • personal digital advice
  • Turkey
  • TVFO
• trust arbitrage
  • blockchain innovations
  • death of autocracy
  • the firm
  • future aspects
  • unravelled by blockchain
  • wealth managers
• trust, value, funding and operation (TVFO)
• Turkey
• TVFO see trust, value, funding and operation

U

• ultra-high-net-worth individuals (UHNWIs)
  • digitization
  • FinTechs
  • Turkey
• unbanked peoples
• United States (US)
• universal basic income proposal
• unsupervised machine learning
• US see United States
• use cases
• user experience
• utility, digital
• utility processes

V

• validation
• value
• value chains
• value exchanges
• value propositions
  • augmented investment
  • Chinese tech companies
  • personalized services
  • WMC
• value reconciliation
• VC see venture capital
• venture capital (VC)
• venture capitalists
• Vestpod
• virtual reality (VR)
• virtual services
• vision of firm
• voice recognition
• VR see virtual reality

W

• wallets
• weak competitive environments
• wealth creation
• wealth management
  • definition
  • four epochs/stages
  • future in digital age
  • globally connected
  • moneymeets.com
  • as a platform
  • WealthTech start-ups
  • WMC
  • see also digital wealth management; private banking and wealth management
• Wealth Management Canvas (WMC)
  • business model
  • capabilities
  • customer segments
  • design for future
  • diagram of
  • future firms
  • validation
  • value propositions
• wealth managers
  • 21st-century managers
  • client outcomes
  • cyber resilience
  • data-driven investment
  • FinTechs
  • future of
  • small managers
  • traditional
  • trust arbitrage
• WealthTech
  • applications
  • challenges
  • China
  • definition
  • future of
  • Japan
  • Latin America
  • MeDirect bank
  • moneymeets.com
  • obstacles facing
  • PBWM
  • security
  • start-ups
  • ten futurist pillars
  • Turkey
  • WMC
• WealthTech start-ups
  • collaboration
  • digital maturity
  • entrepreneurial culture
  • KPIs
• wealth transfer
• wealthy clients
• wealthy individuals (WIs)
• WeChat
• Western large tech firms
• “white labelling” technologies
• WIs see wealthy individuals
• WMC see Wealth Management Canvas
• women

Z

• zero marginal costs
• zero-robos