Chapter 8

The Intersection of Suicide and Legal Issues

Abstract

For many of the individuals in our study, entanglement with legal processes had become overwhelming and represented the main reason they were contemplating suicide. Some were criminal cases that involved felonies or multiple charges and would likely result in loss of freedom through time in prison, and some were civil cases such as foreclosures and bankruptcies that would result in major life disruptions. There were also traffic violations and minor car accidents that would only be inconveniences to most people. For all of the individuals in this group, though, their legal involvement took center stage in their lives.

Keywords

Law; legal; felonies; DUI; foreclosures; bankruptcy; prison

Eric had a long history of alcohol abuse. It was the primary reason his wife left him, taking their four children with her. However, instead of seeking treatment, Eric began drinking more. As he was weaving home from the bar one night, he was followed by police, who stopped him and, when he failed the sobriety tests, cited him for DUI. Eric was an administrator for a school district and when the news broke that he had received a DUI, he was put on leave. Eventually, he was able to return to work, but he was placed on probation. It was difficult to arrange transportation to work since his driving privileges were suspended and he lived in a rural area, so he started driving. Six weeks later, he was stopped again. He was cited for driving under a suspended license, and he received a second DUI. This time he would likely receive a prison sentence.

Eric had tried to quit drinking on many occasions but always failed. He did not think it was possible to succeed. He had already lost his family. Now, he would probably lose his job. From his perspective, it would be difficult to retrain for another job as he was nearing retirement age. He thought there was only a slim chance that he could stop drinking. There was an even slimmer chance that his family or job would take him back after he got out of prison. He wrote that he despised and feared prison. Game over. He purchased a hand gun, wrote notes to his wife and children, and the day before his court appearance, he drove to a park and shot himself in the head.

It is difficult to avoid encounters with the legal system. Most of us have experienced moving violations or car accidents or civil situations involving the courts, such as divorce, or probate of an estate. It is thus not surprising to find that the sample with which we are working included individuals who were involved in legal processes. However, for many of the individuals in this sample, the legal processes were not just a part of life, but had become overwhelming. For some, the legal process represented the main reason they were contemplating suicide. For others, it was simply “one more thing.” Some were criminal cases that involved felonies or multiple charges and would likely result in loss of freedom through time in prison, and some were civil cases such as foreclosures and bankruptcies that would result in major life disruptions. There were also traffic violations and minor car accidents that would only be inconveniences to most people. For all of the individuals in this group, though, their legal involvement took center stage in their lives.

Criminal Involvement

The link between legal involvement and suicide risk is just beginning to be explored, and generally the focus has been on criminal offending, especially relating to those who commit suicide in jails or prisons. According to Schiff et al. (2015), who used data from the National Violent Death Reporting System, the four most common precipitant events for middle-aged men (35–64) without substance abuse problems or a diagnosed mental illness who committed suicide were intimate partner violence (58.3%), criminal/legal problems (50.7%), jobs and financial problems (22.5%), and health problems (13.5%). Of those who had legal problems, 41% had attempted or committed a homicide, and the victims were usually their intimate partners or family members. Suicide attempts among those who have had a recent arrest, yet remain in the community, are much more common (2.3%) than suicide attempts in the general population (0.4%), and even more common for those who had multiple arrests (4.5%; Cook, 2013). A key factor is the recent nature of the legal involvement. Previous legal involvement does not, in and of itself, seem to represent an enhanced risk.

Approximately 19% of our sample had had recent legal involvement. Of those, 77% were involved with the criminal justice system. The criminal cases represent about 14% of our total sample, and the figure is in line with one national estimate suggesting that “approximately 18% of the U.S. adult population at risk of suicide had recent criminal contacts in the year prior to death, making criminal courts and the criminal justice system an important focus for prevention efforts” (Cook, 2013, p. 771). As we have seen, the most prevalent crimes in our sample were related to interpersonal issues. Crimes involving substance use, abuse, or addictions were the next most pervasive.

Crimes Involving Substance Use, Abuse, or Addictions

Driving Under the Influence

In September 2014, Michael Phelps, the most decorated Olympic athlete of all time, received his second DUI citation. Ten years earlier he had pleaded guilty to his first DUI charge and was sentenced to probation. A requirement of his probation was to talk to high school students about alcohol. This time, Phelps was also charged with speeding and crossing a double yellow line. After that, he said he felt he was in a dark place and did not want to be alive anymore (Michael Phelps, 2015). His license was suspended, and Michael went into inpatient treatment. He was fortunate that he was once again put on probation. However, the fact that Michael Phelps considered suicide after his DUI suggests how devastating it can be. The greatest success may not be enough to counter the stigma of a DUI; indeed, status may enhance it.

Of all the legal issues, DUIs may represent the most overlooked risk factor in suicide. Little research has been done on the topic, but one finding indicates that as the rate of car accidents related to DUIs increases, so does the suicide rate (Hourani et al., 2006). In our sample, 36 cases of suicide mentioned DUIs as a precipitating event. This represented approximately 3% of our sample, but likely other cases existed where we were not aware of the DUI, because it was not mentioned in the coroner’s report or in the note. Ninety-two percent were men who ranged in age from 23 to 69. Although the average age was 46, more than two-thirds of the sample were over 40 years old. Most of the victims used guns (50%), followed by asphyxia (31%), and toxic substances (19%). Approximately two-thirds killed themselves at home.

There were blue-collar workers and professionals, including a judge, a lawyer, a retired physician, and a coroner’s office investigator. We were able to determine the motivation for all but one individual. Although a few were motivated by relationship problems (8%) or felt like a failure (3%), the vast majority were attempting to escape from legal (14%) or psychological (3%) problems or, like Eric, a multitude of problems (70%). The psychological problems were not always specified, but when they were, most individuals were reported to be depressed. They were also struggling with medical (36%), interpersonal (39%), or financial issues (20%). It is not surprising then that in their notes, they spoke of “messing things up” or being out of options. One note read:

I really don’t want to do this, but I don’t feel like I have any options. I’ve got myself in such a mess & theres no one who can help me. I’m afraid, I’m alone. I know a lot of people are concerned about me, but they all see me self-destructing. I have no hard feelings toward anyone. I have felt like I’ve been punished more than I should have been. Most of my problems though were my own fault. I don’t blame anybody for this. Not even me. My life just got out of control and one bad break or decision was followed by another. It just got too bad to even talk about. I don’t want to spend the holidays in jail or in an institution. I’m sorry but I have been punished enough. Thanks to all who helped me last this long. Especially Sidney Kahn and Samantha Little, and my kids. They didn’t give up on me when they should have. I know I can never repay them for all they have done. I pray they will someday be rewarded. I’m sorry to the ones I let down, but the more anyone tried to help, the more guilt I felt when I kept failing. It’s been a very strange and interesting life. Lots of Joys and Sorrows but too lonely for too long.

Similarly, another individual spoke about her mess but also spoke of her exhaustion: “Please forgive me. This is the last mess of mine you will ever have to clean up… I love you & I’m sorry. Suicide is selfish and devastating act. But little by little, bit by bit, I’ve been worn out.”

For many of these individuals, the DUI was simply the last straw. Eric’s was a typical scenario. He received a DUI, which would likely lead to a career loss, financial concerns, and the possibility of prison. It was simply too overwhelming to overcome a lifelong addiction and all the consequences from the addiction. Another individual’s note read:

Sorry. I wish I was better. I am not. You deserve a better person. I am just not strong enough. I love you with all my heart and always will…..I am sorry I let you down….I think I am a good person but I have too many challenges. It is too much for me to deal with alone… I am sorry for all the trouble I have caused. I know you will have to deal with a lot. I just can not go on dealing with losing you and all the other problems I have caused. I know that it is not your fault, it is all me.

Others were more succinct: “I can’t fight anymore too much on my head.” In each of these notes, from the longest to the shortest, the sense of “too much” was clear. Coupled with a drinking problem and the legal issues, all of the other problems became a tidal wave of difficulty.

For at least one-third of our DUI sample, it was not their first DUI offense. One person had received two DUIs in one day while another received two DUIs within a month. One individual was in a treatment facility for his drinking. For these people, it is likely that in addition to the loss of a driver’s license, the consequences would include time in jail, prison, or a treatment facility. The coroner’s reports stated that many non–note writers had indicated to friends that they would kill themselves before going to jail. One note writer said:

MY LAST DAY ON EARTH

Present circumstances have let me to make a decision for my future. I have the option of going to jail or basically rot in jail for an undetermined amount of months. Basically I am looking anywhere from 6 months, up to a year.

I have pondered on the idea of either committing suicide or do my time in jail. I think I’ll do away with my life and rot in Hell, where I’ll probably wind up any way. I don’t think that I’ll be able to handle any amount of jail time. I’ll go probably nuts and loose it mentally.

Therefore I made up my mind to do away with my life. The only being that I’ll have to answer to will be the ALMIGHTY above. I think that I’d rather answer to HIM, then the assholes here on Earth.

In a report summarizing CDC data on over 10,000 suicide victims, approximately one-third of their toxicology tests were positive for alcohol (Parks, Johnson, McDaniel, & Gladden, 2014). About half of our DUI sample were drinking or abusing substances when they killed themselves, probably to make the task easier. Some of them had just been escorted to their homes by police and immediately killed themselves, so they were still drunk. While researchers have examined the suicides of those taken to jail, no comprehensive study exists of suicides after police have taken someone home. One recent British study observed community-based offenders on a “criminal justice pathway,” not those in jail, and found they were at increased risk of suicide (King et al., 2015).

Most individuals killed themselves within 24 hours of their arrest or shortly before their court appearances. If they did not kill themselves immediately, some may have used that time to get their affairs in order, then killed themselves before a decision could be rendered or a warrant could be issued for their failure to appear. Others may have experienced a period of mounting stress that they found they could not handle; tunnel vision may have set in. Once in jail, it becomes much more difficult to kill oneself, and the options become limited.

Given these patterns, there are obvious points of intervention. Since receiving a DUI is clearly a risk factor for suicide, one potential initial point of intervention is through the arresting officer or at the police station. A police officer would not want to tell someone who has been arrested for a DUI, and is likely drunk, that apparently a relationship exists between DUIs and suicide. Yet police could routinely provide contact information for crisis intervention options before releasing someone. In fact, police should do this routinely on all arrests. Additionally, holding an individual until he is sober or has a responsible party who will stay with him until he is sober, should be standard policy. Training police to recognize suicidal risk factors, as well as suicidal ideation and behavior, and to act as intervention teams, is practiced in some jurisdictions, but mainly in the form of pilot programs or grant programs (Draper, Murphy, Vega, Covington, & McKeon, 2015; Sareen et al., 2013). Mastrofski and Ritti (1996) found that whether police officers enforce DUI laws is more affected by supportive organizational management than by their personal attitudes. Training matters. By implication, officers trained to behave in a way attentive to suicide risk toward DUI offenders might lower the risk.

If suicide can be prevented during those first 24 hours following arrest, the focus should then shift to listening to the individual’s dialogue with others. When someone has received a DUI, particularly multiple DUIs, he or she may begin to develop tunnel vision and talk about seeing no way out of the situation. At least a third of our DUI sample—and this finding is supported by other research—made suicidal threats or expressed suicidal ideation, but these were dismissed by friends, family, and even some professionals (Parks et al., 2014). Individuals may also talk about prison and their fears related to incarceration or punishment. At this point, it is critical to break the cycle of all-or-none thinking and help the person to examine options.

Cook (2013) also found a risk of suicide among those who had recently received a DUI and suggested that prevention efforts should be broadened to include the period between arrest and arraignment. In our sample, the 48 hours before court appearances represented an especially critical period. For those who had not committed suicide immediately following the arrest, the day of or day before court appearances were the next most lethal period. Cook suggests developing assessment tools, based on already existing data, to identify individuals who come into contact with the criminal justice system and are at high risk of suicide. Once they are identified, then more interagency cooperation with mental health and substance abuse programs is needed.

In many other cases substance use or other addictions played a key role in the commission of a crime, but were not the reason for the arrest. The backdrop of substance use, abuse, and addiction can be seen in some of the following criminal cases.

Other Crimes

Norbert had a gambling problem, and his credit card debt became astronomical. When he failed to make minimum payments, he was sued by the company, resulting in garnishment of his wages. Norbert worked at a retirement community, and while helping a resident he stole her credit card. Although he was able to purchase a few things, he quit using the card before it was terminated. It was so easy he stole a second and then a third card from other residents. He was arrested and charged with three counts of theft from a vulnerable population. One day he went to his storage unit and hanged himself. In his note he said, “I’ve been carrying a big ball of guilt, shame, embarrassment hopelessness and worthlessness in my gut.”

Following interpersonal crimes and substance/addiction related crimes, the next largest category of criminal offenses involved money and property, including breaking and entering, theft and robbery (9%). Some of these crimes occurred in the context of other criminal activity or legal involvement. One man broke into his ex-wife’s home, damaged property, and then stole her jewelry. Other common crimes included assault and homicide (7%), and rape, sexual assault, child molestation, or child pornography (4%). Conviction for any of these crimes would likely result in a long prison sentence.

Some individuals, like Norbert, expressed remorse for their crimes. Others were angry at their victims. In his note, one middle-aged man spoke of his love for his fiancée, children, and grandchildren, then quoted Bible verses extensively. Intermittently his note turned bitter and vengeful as he placed fault with the victim. He stated,

I’m sorry I was just realy scared. I am not a child molester or Rapist. Chloe made her own decision to go with it. I know she was only 15 but girls do it all the time at 15 and they make that choice. I did not force Chloe into anything but I’m the one that has to pay. I hope she can live with it cause I can’t. I’m telling you the truth. She just didn’t want to look bad to Ralph. She thought she wasn’t a virgin for him. I’m not lying and I’m saying it to my grave! I love (my fiance) with all my heart and it not fare for her to go threw this. I’m sorry…I’m screwed. I even have lost my family because of a little bitch that is living. I have no where to go but Hell. Tell Chloe I’ll see her there. She may lie to you all but not to God. We both did wrong and I may die but she has to live with it if she can.

A college student, charged with drunk and disorderly conduct and felonious assault on a police officer, blamed the female officer for his actions. He said,

This whole felony… is the straw that broke the camels back. I wish you all the best and love you…but the pain is just to strong….Sgt. Roehm XSU police-your lucky I did this…this gun was meant for you! You have to be the dumbest bitch I know!! I did not have a drink that night with the headlight and you let a drunk girl park my car. STUPID MOTHERFUCKER! You need to be fired cuz your so fucking dumb!!!!!

Beyond remorse and blame, the notes were interesting in what they addressed and did not address. Most of the notes were organized, and many provided some justification for why the victims were choosing suicide. For example, one individual who committed rape left a note saying, “I’m sorry for my actions! I can’t live with myself. Please forgive me. My insides are just full of guilt!” Like the overall set of note writers, most individuals expressed love for others (77%) and many offered an apology to a specific person (58%). One woman who was charged with prescription fraud wrote, “I love you very much but I just can’t stay out of trouble and you deserve better.” They frequently talked about God (42%) and many asked for forgiveness (39%). About one-fourth of the notes absolved someone from blame or, conversely, blamed someone. Approximately a third talked about their legal problems. Some talked about justice in general. For example, a 56-year-old man closely paraphrased the King James Bible, Philippians 4:8, changing the word “virtue” in the original to “justice” in the note, “And finally whatsoever things are just, whatsoever things are true, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report, if there be any justice, if there be any praise, think on these things. Dont cry bean it’s only trying to fix a whole in the ocean.” The last sentence was a blended quotation from a movie, El Camino de la Vida (1956), about three boys awaiting sentencing in a juvenile court, and “Glass Onion” by the Beatles on The White Album (1969).

These notes had a very different tone from those found with individuals who were motivated by interpersonal issues. It was rare to see anyone speak about being sad, lonely, or lacking joy. Unlike those suffering from physical or mental illness, no one talked about being tired or tired of living. More often the decision to commit suicide referred to the “mess” they had made which was solely or partly related to their legal involvement. Many left advice, “Don’t let Bernie grow up to be like his dad and don’t let him grow up not knowing his grandma and Grandpa Paulson. I’ve screwed up my life. I don’t need to screw his up to…This is no ones fault but mine.”

In short, most of these individuals did not seem to want to die but they simply saw no way out. For some, a chain of events resulted in a total collapse of their lives. Child support represents one of those situations.

Child Support

Jeff was 34 years old and had three children. His ex-wife, Jill, had divorced him over his substance abuse issues. He was $1600 in arrears, and if he could not pay it by the end of the month he was facing six months in jail. He had moved in with his parents and was about to have his beloved truck repossessed. Jeff had told friends that he had a terrible fear of being locked up. As the end of the month drew near, he selected a day, downed a bottle of ibuprofen with a pint of whisky, then slashed his wrists with a box cutter.

Child support begins as a civil issue in family court but can become a criminal issue when there is a failure to provide support. Jeff’s story is representative of many of the child support cases we encountered. Clearly, finances were a problem in most cases. In addition, stable employment eluded most of them, often because of their substance abuse. Finally, many were living in a transient housing situation, such as a motel or with friends or relatives, due to their financial difficulties.

Most of the individuals in our sample owed tens of thousands of dollars in child support and were facing felony charges as a result. One note writer who had been unable to work as a result of the recession in the late 1990s indicated, “I have really work in a year and they still won’t lower my support. I can’t live not noing if I am not going to Jail for it agian and freeze just paid 10,000 and they still won’t lower it.” It was mid-January when he died. Later in the same note the victim wrote, “I do love all five kids with all my heart…I will always take care of you.” In fact, it was common in these notes to find expressions of love for the children.

Inmates and Suicide

In our sample, 25 individuals committed suicide in jail and one in prison. The annual suicide rates are over three times higher in jails when compared to prisons (Cook, 2013). Hayes (2012) has suggested that two precipitating factors for suicide in jail are the environment itself and the fact that the individual is facing a crisis. The jail environment includes a “fear of the unknown, distrust of an authoritarian environment, perceived lack of control over the future, isolation from family and significant others, shame of incarceration, and perceived dehumanizing effects of incarceration” (p. 234). Furthermore, inmates facing a crisis may have numerous personal factors that predispose them to handle the situation poorly, such as a history of substance abuse or mental illness. In addition, they do not know the outcome of their trials as most will be appearing in court in the near future to learn their fates. Perhaps this is why the period before court appearances is a high-risk time for suicide. Suicide can occur any time during detainment, but a peak in suicide occurs following arrest (Cook, 2013), and a resurgence in the days prior to court appearances (Hayes, 2012). Once inmates are in prison, these factors change. This is not to suggest prison is less challenging than jail for inmates, but the environment and crises become more chronic and less acute. In some ways, the inmate may have greater perceived control and the challenge becomes more one of adaptation to the prison and loss of social support.

Consistent with a national sample, the jail inmates in our sample were an average age of 35 and male (93%), and they all hanged themselves in their cells (Hayes, 2012). At least one-third had a history of substance abuse and approximately one-fourth had a history of mental illness, including depression or multiple diagnoses. Additionally, 23% were known to have made previous suicide attempts.

When Joiner’s (2005) model of interpersonal theory of suicide was applied to jail inmates in one sample, only thwarted belongingness was associated with past or predicted future suicidal behavior (Simlot, McFarland, & Lester, 2013). In our sample, only two inmates left notes that we could examine, but neither of them spoke of perceived burdensomeness. However, during this period, detainees have limited access to writing utensils or paper so it is difficult to leave a note. Coroners’ reports indicated that at least 23% of our inmate sample had reported interpersonal problems and some were in jail on domestic violence charges (15%). These charges could have led to a perceived loss of social support and may have been the key factor for those who were in jail and considering their uncertain futures. The fact that they had not been bailed out of jail supports the notion that they had exhausted their social supports or thwarted their belongingness. Conversely, those who were out on bail spoke less of thwarted belongingness and more of causing trouble for others or creating a “mess.” Since they had been bailed out they clearly still had social support, but they may have felt they were becoming a burden.

Comparing data from 1985 to 1986 to data from 2005 to 2006 shows that suicide rates have been declining in detention facilities (Hayes, 2012). This decline could be due to the fact that screening for suicide risk has increased, as have staff trainings. Also more protocols and policies are in place for how to handle at-risk individuals and what to do when someone harms himself. Nevertheless, trainings can be inadequate and infrequent, and screenings may not always be conducted (Hayes, 2012). Much more could be done, including enhancing the safety of cells and creating a death review process when inmates do commit suicide. A death review would involve an examination of the circumstances surrounding the suicide which could provide policy recommendations (Hayes, 2012).

In spite of the fact that proportionately more suicides occur in jails than in prisons, much more research exists on suicide committed in prisons, perhaps because it is the leading cause of violent death in prisons. When prisoners who had attempted suicide were interviewed about when they formed the initial intent to commit suicide, how they planned, prepared and carried out the act, and their reflections on it, they identified many of the risk factors already presented (Rivlin, Ferris, Marzano, Fazel, & Hawton, 2013). The reasons for their self-harm were grouped into three categories: “adverse life events; criminal justice or prison-related issues; and psychiatric or psychological factors” (p. 311). Adverse life events involved interpersonal relationship issues including bereavement. The most frequently cited psychiatric or psychological factor was drug or alcohol withdrawal. However, most prisoners indicated that they had multiple reasons for their suicide attempt. Moreover, they acted impulsively, with 40% indicating they did not think about the act for more than a few minutes and another 20% considered it for three hours or less. Approximately one-third left a note while another third had told someone, usually family or mental health personnel, of their wishes to die. Prisoners were interviewed within four weeks of their attempts and, in retrospect, commonly reported their actions were “stupid.”

Conclusions Related to Criminal Involvement and Suicide

The patterns associated with criminal involvement are not like those of many other individuals who commit suicide. Frequently, their mental illnesses or addictions have created life circumstances that are spiraling out of control. The chaos is compounded by the perceived loss of support systems among people who may be tiring of helping them. Their addictions are most likely a symptom of underlying emotional or psychological issues. In a study of female prisoners, adverse childhood experiences increased the risk of attempted suicide and current drug use (Friestad, Ase-Bente, & Kjelsberg, 2012). However, the women had generally not begun to face these issues, as they were still in the throes of addiction. It may have been too overwhelming to consider dealing with the addiction, much less the underlying problems. Because of this predicament, the initial point of intervention should have been their first contact with the criminal justice system; interagency collaboration with addiction treatment facilities and mental health systems are key at that point.

During incarceration, mental health services need to be easily accessible. As prisons have become the “new asylums,” a large percentage of prisoners are on the mental health caseload (“The New Asylums,” 2005). According to one blogpost, approximately 20% of inmates have a serious mental illness and about 30% to 60% have substance-related problems (Aufderheide, 2014). Moreover, Aufderheide suggests that deinstitutionalization of the mentally ill in the 1960s simply resulted in “trans-institutionalization,” as the mentally ill now go into jails and prisons. He states, “Across the nation, individuals with severe mental illness are three times more likely to be in a jail or prisons than in a mental health facility and 40% of individuals with a severe mental illness will have spent some time in their lives in either jail, prison or community corrections” (para. 5). He further concludes that “our jails and prisons have become America’s major mental health facilities, a purpose for which they were never intended.”

There are often only enough mental health providers for the most severe cases. Only half of the suicide attempters who were interviewed said they received any type of support after their attempt (Rivlin et al., 2013). Yet, they also indicated that simple measures would have prevented their attempts, such as being allowed to contact someone on the outside via a phone call or being placed in a double cell. The researchers concluded that because prison represents such a unique set of circumstances, traditional risk models and typologies for suicide may not apply and clinicians and researchers may need to reformulate their assessment of intent (Rivlin et al., 2013). Due to the importance of social support, they suggest prisons also examine their visitation policies.

Some researchers have suggested that even following incarceration the suicide rates still remain higher for those released into the community than in the general population, especially during the first two weeks of reentry (Mackenzie, Borrill, & Dewart, 2013). Prisoners are usually released into the community with very little money and a short supply of medications and information about a community mental health center where they can obtain refills. Their medications often run out before they can be seen by a health-care provider. Additionally, limited options exist for therapy or recovery services. For most exoffenders, the environment which led them to incarceration has remained unchanged. Without additional resources, and lacking understanding of the environmental risk factors, many recidivate, or worse, commit suicide.

Civil Issues

Ross was 74 years old and retired when all his investments went south during the recession. He was forced to file for bankruptcy. His house was foreclosed on and was sold at sheriff’s auction. He and his wife had received an eviction notice. Ross was worried about where and how they would live, as their only future income would be Social Security. He told his wife that “life was not worth living.” She told him they had to keep moving forward. He reluctantly agreed and she left the home to find boxes for packing. When she left he began looking at the credit card bills and eviction notice. Then he found his handgun and while staring at himself in the mirror, put the gun to his temple and pulled the trigger. When his wife returned home, she found his body amidst the bills which were strewn about the living room.

Financial Issues—Foreclosure, Eviction, Bankruptcy

It is likely no coincidence that the most frequently occurring civil issue related to suicide, and one of the most frequently occurring criminal issues, involved finances. Nine people in our sample had filed for bankruptcy, seven were facing foreclosure or eviction, and many were having their wages garnished for a number of reasons, including failure to pay taxes. One person who failed to pay taxes said in his note:

More good news. The government actually wants yet another piece of me, and wants to garnish my wages to get it. Going after rich criminals who have actually stolen huge sums, and could also afford to return what they stole is obviously too much trouble. It’s much easier to go after bankrupt folks like me who didn’t steal anything and can afford neither the debt nor a lawyer to fight it. Government of the rich; by the rich and for the rich. I wish I were rich. That would be cool. I’d rather burn everything I own and every dime I have than see these vultures get a cent.

Major financial crises are one of the most robust predictors of suicide attempts for people who are diagnosed with major depressive disorder. Wang et al. (2015) tracked a large United States sample of depressed individuals over a three-year period on stressful life events. These events were grouped into four aggregate categories: relationship, friendship, or interpersonal stress; financial stress; loss or victimization; and legal problems. The first two categories had the highest correlation to risk of a future suicide attempt. In addition, patients who were admitted to a hospital emergency room for attempted suicide were more likely to have experienced bankruptcy in the two years prior to admission than patients admitted for other reasons (Kidger, Gunnell, Jarvik, Overstreet, & Hollingworth, 2011).

Still, these were generally not the only stressors the individual was facing. The backdrop of substance use, abuse, and addictions also continues in civil cases. In fact, among Japanese pathological gamblers, a family history of addiction is the strongest independent predictor of bankruptcy and subsequent suicide (Komoto, 2014). We found that half of the victims in our sample killed themselves to escape multiple issues. A large percentage (83%) were dealing with psychological issues, generally depression (75%). Many of these individuals were depressed over their financial situations. In addition, 33% had a history of substance abuse and the same percentage had been using substances just before they died. As one woman stated, “The bills are not the problem. It is my dependency on antidepressants & anti-anxiety medications.” Two-thirds of the individuals had expressed suicidal threats or had suicidal ideation, but these were ignored by family and friends. The sister of one 69-year-old victim specifically asked him if he was considering suicide. When he said “yes,” she told him to pray, but did nothing else. Another 50-year-old man contacted a friend three days before he committed suicide and told her in great detail how he intended to kill himself. The night he died he was drinking heavily and called her to tell her he would be killing himself soon. She did nothing at all.

Individuals who were dealing with a major financial crisis were older than those dealing with criminal issues. Although the age range was 33–72, 50% were over 50 years old, with an average age of 51. Reinventing oneself in middle age is overwhelming to some individuals, especially when financial, mental, and social resources are frequently unavailable. Often, close interpersonal relationships were also strained or broken by the financial situation.

Most people experience financial difficulties at some point in their lives, but bankruptcy, eviction, foreclosure, and garnishment of wages are beyond financial stress. They involve more than just tightening up a budget. They present a very real threat to basic needs such as food and shelter. The public humiliation of losing one’s home may occur. When these are compounded by multiple failures, advancing age and depression, the tunnel vision present in suicidal thinking takes over, and it becomes impossible to muster the energy to even consider a new beginning. Unfortunately, expressions of suicidal ideation were not taken seriously for those in our sample, likely adding to the depression. To them, it was probably just more evidence of failure since no one cared enough to intervene.

It’s All Relative

In some cases the level of legal involvement was minimal (6%) yet it was the main factor in the victim’s decision to take his life. The following cases involve only minor car accidents. One 91-year-old man hit an emergency vehicle and then fled the scene. He was ordered to appear in court and feared he might lose his license. Instead, he chose to shoot himself. A United States Department of Transportation study found that elderly people were extremely afraid of losing their driver’s licenses. One dominant reason for the fear was “feeling old,” which “negatively related to social and emotional well-being” (Carp, 1988, p. 9). The preceding case demonstrates that the impact of legal entanglement is relative. To a senior citizen, the loss of driver’s privileges means the loss of freedom. This man was in good health and fiercely independent. Losing his license could result in cascading consequences. He may no longer have been able to live in his home or attend his community activities. Although he may not have lost his license, the fear of losing it, and the repercussions, were overwhelming to him.

At the other end of the spectrum, a 16-year-old, who had struggled with depression, was found at fault in a “fender bender.” He was so distraught when he arrived home that he hanged himself in the garage. Boys are more likely than girls to experience car accidents (Sigfusdotti & Silver, 2008). Severity of depression has been found to be associated with increased levels of hostility and anger experience (Riley, Treiber, & Woods, 1989). The young man in this case was already depressed, and the stress of the accident, however minor, put him at increased risk of suicide. Similar to someone with a mental illness who may not be fully functioning, the chaos, disruption, and loss of control from a traffic accident can be devastating, especially for someone who is not old enough to have developed coping mechanisms to deal with unexpected events. If a teenager is involved in even something as small as a “fender bender”, he or she may feel overwhelmed by feelings of shame, failure or disappointment that an adult might be able to dismiss.

Finally, a middle-aged trucker’s rig was hit after a driver ran a red light. Although he was not at fault, he had to take a drug test and failed the test. He received no violation but lost his job. In the United States, England and Europe, the suicide rate for men aged 45–59 went up 40% in the decade that this man lost his job (Young, 2015). His job loss and use of substances put the trucker at risk, as did the stress of the accident. The trucker was not cited for the accident but the legal entanglement affected his current and future employment opportunities. The positive drug test would be revealed every time he would apply for a new job. As an independent trucker, it would also affect his insurance options and rates. Like Eric, at this point in his life he felt he was too old to train for another career and too young to retire.

In all suicide cases, but especially those that suggest legal involvement, it is important to consider the individual’s life circumstances and how the person interprets the event. The premise of cognitive psychology is that the same event can have different meaning for different individuals because of how it is interpreted. Changing the life circumstances of the previously discussed cases changes their meaning to the individual. If the 91-year-old had been 40 years younger, he may not have feared losing his license. Accidents happen and rarely result in anything more than fines or points on a license. It is not likely that the youth, at 40, would have been considering suicide, assuming his employment was not related to driving like it was for the trucker.

Conclusions Related to Legal Involvement and Suicide

Crimes and civil actions are shrouded in personal beliefs and values. For example, many victims expressed fear of prison and preferred to die instead. Those fears are rooted in beliefs that frequently involve a fear of losing control. Similarly, many civil actions involve a loss of control over personal issues such as finances and trigger thoughts of failure. One man who lost everything to his gambling addiction said, “I am sorry to have put you in a bind with the money I owe you, — everything went wrong and I couldn’t get control back.”

Although it is possible to identify risk factors and triggers for suicide, these need to be interpreted in context. It is critical to listen to the individual’s identified concerns and consider the impact s/he perceives the event will have on his or her life. Those listening to the individual must not supplant their own judgment about the importance of the event for that of the individual whose experience it was. Thinking one has lost control can create tunnel vision, which in turn makes one feel helpless or hopeless, and there then appear to be no other alternatives but suicide. The following quotation demonstrates how thoughts turned into feelings which led to suicide.

I did a bad thing. I will not go to jail over this. I couldn’t take that either. Just the thought of it scares me….We are ruined, our marriage & our financial situation. To me everything is gone, so I’m done too. Yeah I took the cowards way out, so just say what you like. I’ll be listening….

It is virtually impossible to avoid all contact with the legal system. Some of these encounters may be pleasant (obtaining a marriage license) and some may be mundane (jury duty), but they can be unpredictable. Anyone who has been called for jury duty knows it may be the night before the trial before a decision is made as to whether a trial will even be held. This can be inconvenient and frustrating even though it only involves minimal life disruption. When someone is not a bystander to the legal system (like a juror), but rather the center of the controversy (a plaintiff or defendant), the uncertainty and unpredictability of the legal system can be terrifying. Legal decisions have direct and disruptive life consequences. The anxiety and stress from the unknown is difficult to bear, even for those who have stable lives.

..................Content has been hidden....................

You can't read the all page of ebook, please click here login for view all page.
Reset