All views or opinions articulated in this book are expressed in the Authors' personal capacity and do not in any way represent those of the company, their employers and other related entities.

This book is based on the study and research of the Authors, and represents the written collection of the Authors' opinions and ideas. As such, the information in this book are for educational purposes and/or for study or research only. For all intents and purposes, the contents of this book are not intended to be, and does not constitute financial, investment or any other form of advice or recommendations to buy or sell any shares, securities or other instruments.

Information used in the publication of this book has been compiled from publicly available sources that are believed to be reliable. Hence, the Authors do not take responsibility for any factual inaccuracies made. Any expression of opinion (which may be subject to change without notice) is personal to the Authors, and the Authors make no guarantee of any sort regarding the accuracy or completeness of any information or analysis supplied.

It is also important to bear in mind that any investment involves the taking of substantial risks, including but not limited to the complete loss of capital. The Authors do not take responsibility whatsoever for any loss or damage of any kind incurred from the views or opinions articulated in this book.

Finally, it goes without saying that the Authors' views and opinions should never be regarded by the readers as a substitute for the exercise of their own judgement. As every investor has different investment objectives, goals, strategies, risk tolerances, time frames and financial situation, you are advised to perform your own independent checks, research or study before making any investment decisions.

Always remember, YOU are ultimately responsible for your own investments.

Note: The Authors have investment positions in some of the companies discussed in this book.