Acknowledgments

I have benefited from helpful discussions and constructive comments from numerous people in writing this book. I thank Stephen Ciccone, CPA; Greg Noronha, CFA; and Don Rich for their thoughtful reviews. David Dubofsky, CFA, provided many useful suggestions and challenged me to consider alternative views, for which I am particularly grateful. I especially thank Don Chance, CFA, who critically evaluated most of the book and prodded me with better ways to make the concepts clearer. I thank my editor, James Boyd, for his clarity of purpose and patience. I am also grateful to the production team—project editor Kayla Dugger and copy editor Gayle Johnson—for their professionalism.

For their patience, love, and support, I thank my family: Bonnie, Lauren, and Evan.